Frequently Asked Questions

Q
I currently use an out of state insurance broker but have thought about trying to keep my business in Alaska.  I know that sometimes I save money by purchasing things “down south”.  Does insurance cost more if I buy from a local firm?  How can you compete with the large brokers?
A Fortunately insurance does not require any shipping cost to be purchased locally.  We represent many of the same insurance carriers that large brokers do and do not compete at any disadvantage to these firms.   There are many choices that can be made to reduce insurance costs and we can help you do that.

 

Q My company is not big enough to have a risk manager.  Those functions are handled by me and my accounting staff. I need an insurance agent that does more than just sell me a bunch of policies.  Can I get more than just insurance placement services from a local broker?
A We are proud to have a long list of clients who enjoy having us work with their  staff to help manage risk for their companies and organizations.  We can review contracts, leases and help analyze transactions to be sure the risks are identified and handled properly.
Q I have always had my insurance with a direct writer company and have not noticed any difference until a recent claim.  Can you tell me what advantages there are to using an independent agent for the insurance needs of our family and business?
A Many direct writers provide excellent insurance products.  Some people have come to learn that they prefer to deal with an independent agent.  An independent agent is not working just for one insurance carrier but rather is an independent business person that represents many different insurance carriers. 
Q My old insurance documents never go away - I keep collecting more paper. I wish I could find an insurance professional that would work with me to simplify things. Can someone help me do this?
A We are committed to working with our clients to help organize and simplify their insurance documents and transactions.  Many clients are able to store documents electronically and make payments that allow them to focus on other parts of their lives.  Let us help customize things for you.